Monday, April 10, 2017


Managing your family’s health care is a big job, but just an inch of planning can go a long way in checking things off in the long run. During the year, each season offers a chance for your family to get organized and up to date with healthy choices.  Listed below are health expert’s checklist for routine appointments and tasks, organized by season.


If you have been appointed the family health manager, you’re probably feeling a little overwhelmed. Not only do you have your family to take care of, but you have your aging parents too.  Wouldn’t it be best for your mental health if there was a way to know they are protected and safe while maintaining their independence?  If you worry that your beloved elders have no form of personal protection, or their personal safety can be enhanced, then Life Alert has the solution for you.  Their variety of protection packages are designed to suit any lifestyle while providing help at the easy press of a button.  Whether it’s a medical emergency, fall, fire, home intrusion, or the need for extra protection while out on the town, Life Alert’s medical alert system gets help fast, 24/7.   So check off personal protection on your health list with Life Alert, and grab your pen and paper as Everyday Health[1] has your family’s 2017 health care checklist below!

WINTER

Manage your personal health records. Your health coverage and personal details can change from year to year. So start the year right with a quick check. Make sure you have log-ins and take advantage of your health providers’ and health plan’s web sites.  Check that your personal information is correct on those sites—validate your name, address, phone number(s) and dependents. It’s also good to check balances in your flexible spending or health savings account and update any mail-order prescriptions. 
 
Get a skin check. If you have a family history of skin cancer or get more than your share of sun, you may want to see your doctor for regular skin checks. Winter is a good time to look for suspicious moles or spots because exam results tend to be more accurate when you haven’t been in the sun. It’s also a good idea to check with your health plan to understand how much of these services are covered before you see the doctor.

Plan your wellness visits.  These visits include an annual check-up, immunizations and other preventive screenings. Preventive checkups may help find conditions early, when they’re easier to treat. Talk with your doctor about a schedule that’s right for you. Many health plans cover preventive care services at no additional cost to you, as long as you see in-network providers. Be sure to ask your doctor when you’re due for breast, cervical, or colorectal cancer screenings.

SPRING
Spring clean your medicine cabinet. Safely dispose of prescribed medicines you no longer need. You can take old pills to a pharmacy or authorized collector. Be sure to remove labels to protect your personal information. While you’re at it, stock up on bandages and other first aid essentials.  

Take care of your teeth. Regular trips to the dentist aren’t just about healthy choppers. They’re a part of your overall health management. Good oral health may be linked to benefits ranging from cardiovascular wellness to prenatal health. Ask your dentist how often you and your kids should have a dental exam and cleaning. Then, check with your dental insurance company (often different from your health plan) to see what’s covered.

Plan for allergies. If you have allergies, see your doctor before or during allergy season. It varies by region, but it’s often in spring. If you need a new doctor or specialist, make sure they’re in your network. Many health plans have online tools to help you find in-network doctors near you, review their quality ratings and estimate costs.

SUMMER

Put safety first. It is also a good time to examine home safety—check and replace batteries in smoke and carbon monoxide detectors and even conduct fire drills. Finally, check with your health plan in case you may need care quickly as there are options. Your first stop for minor accidents should be your Primary Care Provider, but if it’s after hours, consider calling a doctor or visiting your nearby urgent care center. Roughly 70 percent of all emergency room visits are for conditions that could be handled by a care visit right on your phone or at an urgent care center, and these options will usually cost less than the Emergency Room. Also, a quick call to the nurseline of your health plan can get you to the right care, and save you time and money.

Beat the back-to-school rush. Schedule well-child checkups and, for older kids, sports physicals in the summer, when the kids are out of school. Get the most out of your visit by using the notes feature on your smartphone to jot down questions or concerns as they come up. Also, check your health plan’s website. It may have handy checklists to take along on your visit.  

Don’t forget pets. There are plenty of health benefits to owning pets. They may help reduce stress, promote activity, and even reduce the incidence of asthma in kids. Keep your pet healthy with annual trips to the vet.

FALL

Spend your FSA balance. If you haven’t already, it’s time to use your flexible spending account (FSA) for eligible expenses. In most cases, your balance doesn’t roll over. If you have a high-deductible health plan, set up a health savings account (HSA) and make contributions.  Your employer may also contribute to the account. These accounts let you make tax-deductible contributions and withdraw the funds to pay for eligible expenses. Unlike FSAs, you can roll over your HSA funds from year to year. That makes them a great long-term savings tool for big-ticket expenses down the road, such as braces or laser eye surgery.

Get flu shots and other vaccines. It takes a couple of weeks for the flu shot to kick in, so aim to get it in early fall. Walk-in clinics, retail pharmacies, and employer health fairs are convenient and safe options. Many health plans cover vaccines at no additional cost to you. If you or your kids are due for other vaccines, such as MMR (measles, mumps, and rubella), you may be able to check all vaccines off in a single visit to your doctor.

Plan for open enrollment. For many health insurance plans, open enrollment starts in October. You may have several plan options available. There are factors to keep in mind, like coverage, price, and which doctors are in network. 

With the seasons perfectly mapped out for your family’s health above, you can feel good about what’s to come in 2017. However, while seasons may come or go, your aging parent’s personal protection should be year round, 24/7. This task can be easily completed with Life Alert’s medical alert system. While wearing their lightweight, waterproof emergency pendant, your parent can summon an help fast with just one touch of a button. No matter if they encounter a home invasion, a home fire or even a serious fall, LifeAlert’s 24/7 dispatch team can send the proper help fast. So while you focus on the family for their next health checkup, feel confident knowing that your venerable elders are fully protected thanks to Life Alert! To learn more about all of Life Alert’s lifesaving services, call 1-800-513-2934 for a free brochure.

Works Cited:
1.       “Your Family's 2017 Health Care Checklist.” Real Simple. <https://www.realsimple.com/partner/unitedhealthcare/119688?prx_t=AJ8CAOTINAyO0PA&ntv_idp=1 >.


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